Hela

Hela August 26, 2019

One of the core tenets of marketing is that a company should maintain voice consistency in everything it’s doing, including advertising. However, that may not be always beneficial, as personalization and customization of a campaign and by extension, a company’s voice in a given context, may yield much better results. This is the main idea […]

Hela August 24, 2019

Cracking down on a flurry of apps selling personal loans in a deceiving manner on Play Store, Google has brought a stringent policy for such apps to create a safeguard for susceptible customers. It means the apps, which lure customers with low-interest rate loans and eventually defraud them with tricky terms & conditions and charging […]

Hela August 21, 2019

When you imagine what artificial intelligence (AI) “looks like,” you might be thinking of a synthetic consciousness developed by humans, as many sci-fi movies portray. Apart from the realm of fantasy, AI is simply a system that can perform tasks that normally requires human intelligence. These include problem-solving, recognizing emotions, and even diagnosing diseases. Artificial […]

Hela August 20, 2019

Unsecured finance, which includes both credit card debt and personal loans amounted to INR 5,00,000 Crores at the end of FY18. This number is double of the FDI inflows (INR 3,00,000 Crores) into our country during the same fiscal year. A large chunk of unsecured finance goes towards financing consumption largely addressing home renovation, purchase […]

Hela August 19, 2019

An Andhra Pradesh-based microfinance institution (MFI) recently decided to thoroughly screen all its sales-force after complaints of misselling from rural customers. It now checks their previous employment records as well. The MFI industry, that has around 80,000-85,000 employees, was one of the sectors that did not consider background verification of employees an important factor in […]

Hela August 18, 2019

NEW DELHI: Around 160 stocks fell to touch their 52-week lows on NSE in Friday’s session. Among the stocks that touched their 52-week lows were Ambika Cotton Mills, Apollo Micro Systems, Bannari Amman Sugars, BASF IndiaNSE -0.56 %, Coffee Day Enterprises, Cox & Kings, Cummins India and Cyient. GIC Housing Finance, Glenmark Pharmaceuticals, Hindustan ZincNSE 0.93 %, […]

Hela August 16, 2019

From purely the financial benefit point of view, you should make a bulk repayment in your loan. By Chaitali Dutta Is the interest rate on a personal loan fixed for the whole tenure? – Gautam Very few bank loans in India are on a fixed interest rate basis. Personal loans are also on a floating rate. […]

Hela August 13, 2019

Chan Veang holds one of her microfinance loan agreements, which she says she cannot read. (Photo by Shaun Turton, edited by Nikkei) SIEM REAP — Cambodia’s $8 billion microfinance industry, touted by Western aid groups and foreign investors as bringing financial opportunities to the country’s poor, is ensnaring families in crushing debt and could threaten […]

Hela August 10, 2019

In the ever-saturated landscape that is social media, you have to put in extra effort to stand out. In a sea of shiny graphics, immersive videos, and a slew of other compelling content, posting a bland image would definitely not fly. It’s imperative that you get creative to get people to pay attention to your […]

Hela August 9, 2019

FILE – In this Feb. 8, 2019, file photo a pedestrian walks down South Broad Street in Philadelphia. Bounce back from a personal loan rejection by building your credit score, growing your income and paying off debt. Shop around and apply at lenders whose minimum qualifications you meet. (AP Photo/Matt Rourke, File) Getting rejected for […]